Are you planning on becoming PCI compliant? You are not sure whether or not you are qualified? Discover what it takes to become one!

Payment Card Industry Data Security Standard or PCI DSS is a standard system formed by the most popular card brands American Express, MasterCard, Visa, Discover, and etc. The system was formed with one thing in mind – to help merchants and retailers protect the cardholder data. So, if you are a merchant or a retailer who accepts credit card transactions, you are obligated to be PCI compliant in order to protect the users’ personal data and to protect the business against hackers’ threat or data compromise.

There are 12 different standards included in PCI DSS. Each of these standards is developed into a set of actions that retailers or merchants who accept credit or debit cards as a payment method must achieve. In order to explain to you what it takes to become PCI compliant, we are going to go over these 12 standards and the groups they belong to:

  1. Create and Maintain a Secure Network
  • Install a firewall
  • Schedule password changes
  1. Protect Cardholder Data
  • Protect any stored data
  • Encrypt data
  1. Maintain a Vulnerability Management Program
  • Use anti-virus software
  • Update your software
  1. Implement Strong Access Control Measures
  • Restrict access to your POS
  • Provide unique IDs
  • Secure your physical computers
  1. Regularly Monitor and Test Networks
  • Monitor networks
  • Test your security
  1. Maintain an Information Security Policy
  • Maintain an information security policy

These are the 12 standards of PCI DSS. If you are not sure or you don’t know how to execute any of these standards during the compliance process, don’t worry, because you are not alone. There are a lot of services that have been created since the establishment of PCI DSS to help merchants and retailers with the steps. As a matter of fact, many retailers experience troubles and analysis paralysis and they don’t even finish the compliance process.

We highly recommend you to consult with a certified company that can help you become PCI compliant. You will complete the process in no time and you will have the opportunity to ask the assistance service everything you want to know.

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Go ahead, and start the process today!